Beyond The Bank Loan

Many entrepreneurs and inventors have great ideas but do not have the financing to make it happen.  Brand new businesses and product ideas are almost always turned down for bank loans.  Even the Small Business Administration has made credit more difficult.

World Patent Marketing is here to help with solutions. We gathered together a number of financing institutions who are interested in working with our clients. These organizations regularly lend to small startups and inventors. They can provide you with the capital you need to get your ideas rolling.

Whether you need $10,000 or $500,000, these companies offer innovative loan solutions that go beyond the typical secured equity loan. You’ll find great rates and lending solutions that consider earning potential, and don’t just rely on the same old credit rating number.


Borrow $5,000 to $100,000 at rates that start at 5.95%


SoFi Has Simplified Things

SoFi is a new kind of finance company taking a radical approach to lending and wealth management. From unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success. Whether they’re looking to buy a home, save money on student loans, ascend in their careers, or invest in the future, the SoFi community works to empower our members to accomplish the goals they set and achieve financial greatness as a result.

Borrow $25,000 to $500,000 at rates as low as 5.49%


We’re Building A Better Financial World

Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than $2 billion has been lent to 15,000 businesses in the UK, USA, Germany, Spain and the Netherlands. . Thousands of loans later, we’ve helped businesses expand, investors prosper and the economy grow. We’ve taken this progress global.

Our friendly, Silicon Valley-based team is here to help. Call us anytime between 6 AM to 5 PM PST on weekdays and 6 AM to 5 PM PST on weekends.

prosperBorrow $2,000 to $35,000 at terms of 3 to 5 years


Loans Made Simple

Prosper is America’s first marketplace lending platform, with more than 2 million members and over $7 billion in funded loans.  Prosper allows people to invest in each other in a way that is financially and socially rewarding. On Prosper, borrowers list loan requests between $2,000 and $35,000 and individual lenders invest as little as $25 in each loan listing they select. Prosper handles the servicing of the loan on behalf of the matched borrowers and investors.


Personal and Business Loans From $2,000 to $500,000


Financial Innovation

Lending Club is the world’s largest online marketplace connecting borrowers and investors. We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.

Business Loans up to $500,000 at rates as low as 5.99%


Helping Small Business Achieve Their Goals

Created to support and empower small businesses, OnDeck is 100% committed to serving its customers with the smartest financing solutions and world class service. OnDeck is the secure financing service that business owners everywhere can truly rely on. Ready for OnDeck to make an impact on your business?

Borrow $1,000 to $50,000 at rates as low as 6.25%


A Smarter Loan.  You Earned It.

You are more than your credit score. On Upstart, your education and experience help you get the rate you deserve. Better rates through better data. There’s more to you than your credit score. Your education and job history help us understand more about your future potential and allow you to get a lower rate. A team that’s there for you.

Use Your 401(k)/IRA – No Tax Penalty – Expert Guidance


Start Your Business Debt-Free

For over a decade, our 401(k) business financing service has helped entrepreneurs fund small businesses and franchises. Through an arrangement called Rollovers for Business Start-ups (ROBS), you can invest your funds from an eligible retirement account into a small business or franchise without taking a taxable distribution or getting a loan.

Do You Seek Business Capital?


We Help Small Businesses

Our primary goal is to solve one basic problem: small businesses need fast access to financing!  When business owners are searching for funding for their business, they often don’t know what is required. Our mission is to help business owners by handling the behind the scenes work and put their business in the best possible position to achieve their business funding goals. Our Funding Procurement service allows us to provide a Funding Estimate within 2 hours and same day Funding Approvals.